Homes and Real Estate for Sale in Campbell, CA
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We all know
that our credit scores matter but few people
know how much and even fewer know what goes
into your score and how to improve it.
Let's start with how much. The table below shows what you could expect to pay for a $650,000 30 year loan with different credit scores.
As you can see, there is a significant difference when you have your credit score above 700. The good news is that credit scores can be improved, often very significantly and sometimes very quickly. |
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If you have a
high interest loan due to less than perfect
credit and want to find out how you can
reduce your monthly payments and get a
better loan, I recommend you talk to: Daniel deTar, Branch Manager Countrywide Home Loans (408) 369-2625 or cell at (408) 857-9944 Dan can help analyze your credit report and will work with you to improve your score. This can often be done in as little as 45 days or less. If you would like to find out more about how your score works, you should read this well written article from Edward Jamison, Esq. Credit Scoring and How to Improve Your Own Score. Edward Jamison is an attorney that will be happy to assist you should you desire outside help with the process. |
To get your own credit reports immediately on line you can go to this website:
http://creditreport.com Be sure you pay for all three reports AND all three scores.
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